Payment Of Interim Dividend For The Financial Year 2005

EFG Eurobank Ergasias S.A., announces the following regarding the interim dividend distribution (of € 0.36 per share), resolved by the Bank’s Board of Directors at its meeting on November 23rd, 2005, as part of the dividend for the fiscal year 2005:

(a) Entitled to the interim dividend are:
 1. The Shareholders of the Bank as after the closure of the Athens Stock   Exchange session on the 5 December 2005. Therefore, as of Tuesday the 6th  of December 2005, the share will be traded in the Athens Stock Exchange  without the right to interim dividend for the financial year 2005.

2. The owners of the Bank’s new shares issued due to the merger of the  Bank with the “GREEK PROGRESS FUND S.A”.

 3. The owners (staff and Board of Director’s members) of the shares that will be   issued from the share capital increase due to stock options exercise during   December 2005.

(b) The interim dividend will be paid as follows:
    1. To the Shareholders of the Bank as after the closure of the Athens Stock  Exchange session on the 5 December 2005, interim dividend payment will  commence on 16 December 2005, as follows: to the shareholders, who have  appointed the Bank as operator of their securities account in the  Dematerialised Securities System, will be deposited in their accounts on  Friday, December 16th, 2005. All the other shareholders may collect the  interim dividend from any branch of the Bank upon presentation of their  Identity Card from Friday, December 16th, 2005.

2. To the owners of the shares which will be issued after 5 December   2005, due to the merger of the Bank with the “GREEK PROGRESS FUND  S.A”, interim dividend will be paid the same way as mentioned above, on 16  December 2005, provided that the shares have commenced trading until this  date. In case that the trading of these shares has not commenced trading  until 16 December 2005, interim dividend will be paid the same way as  mentioned above, one working day before the shares will commence trading.  The date these shares will commence trading will be announced through the  press. 

3. To the owners of the shares which will be issued from the stock options  exercise during, interim dividend will be deposited in their accounts, one   working day before the shares will commence trading. The date these shares  will commence trading will be announced through the press. 

For further information, the shareholders are kindly requested to contact the Bank’s Shareholders’ Department: 5, Santaroza Str., 105 64 Athens, tel. +30 210 33 57 158 and +30 210 33 57 159.

Athens, December 2nd  2005
EFG Eurobank Ergasias S.A.